Rural


Technology:The Change Enabler

Technology has certainly given us a huge advantage with regard to identifying people, in terms of collecting the data, making payments in time and so on. But if one tries to push technology from an external agency, it won’t last for long. “The technology must be absorbed by the people for whom it has been created...


Pension: Move Towards Self Reliance

The ageing of populations is a challenge for all countries but especially for the most populous countries of Asia, which also face the greatest levels of poverty. By the year 2050, the population of the 3 most populous Asian countries...


Poverty and Inequality Urgent need for Corrective Action

High growth rates are a reason to celebrate. But our failure to translate high growth into a decent life for more than half our citizens is cause for dismay. We know we live in an unequal world and extreme inequalities exist both globally and within India. Globally, HDR 2005 conservatively estimates that the income of “the world’s 500 richest people listed...


Ground Zero for Financial Inclusion

Allowing for-profit established companies as Business Correspondents (BC) of banks alone will not address the profitability and viability issue for financial inclusion. It is still not clear as to where the profit will come from and who will bear the cost of transactions...


Locating Gendered Poverty

It is necessary to point out that no analysis of gender mainstreaming into pro- poor strategies, plans and developmental processes can be made until and unless viewed in the context of national and international global forces...


The Idea of a Digital Nation

No one will quibble with the idea that the aim should be to build a more inclusive information society, by reaping the benefits offered by new technology while avoiding the pitfalls of social exclusion. Neither will anyone dispute the fact that the social and economic benefits of digital technology...


Retrofitting Outcomes

The number of ministries has grown from about 18 in 1947 to 40 ministries in 2010. Yet, the Union Budget, year after year, continued to pass the accounts, and demands for more, without fixing any accountability on the money spent and targets achieved...


Relationship Beyond Banking

Following a true spirit of “relationship beyond banking” the Bank of India has had many success stories of having supported the individual entrepreneurs, Self-Help-Groups (SHGs), unemployed youth and even small businesses on a downturn...

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