IT'S TIME TO REALISE INDIA'S POTENTIALs

We need believers in the India story, we need hope that things will turn around for the better and we need to have the conviction that this will happens

Deepak Parekh
We need believers in the India story, we need hope that things will turn around for the better and we need to have the conviction that this will happen...

C Rangarajan
Indian economy has developed resilience during last one decade. Macroeconomic parameters present during 2007-08 are still present, which should give us a durable rate of growth, insists...

Nandan Nilekani
It all began way back when I mentioned to the prime minister and Montek Singh Ahluwalia about taking up some role in the government. I had natural affinity with Unique ID (UID) project as I had envisioned a common identity system in my book. When the Cabinet approved it in January 2009, I dreamt of doing this project, reminisces...

K C Chakrabarty
There has been a growing appreciation of the fact that sustainable growth and financial stability can only be achieved through greater financial inclusion. The policymakers in India have been cognisant of the need for equitable development and have pursued polices which aimed at greater financial inclusion over the years. But, if you ask me whether we are satisfied with the progress, the answer would be an unqualified ‘NO’. The larger question, therefore is, what is holding us back?

Stuti Kacker and Ratnesh Kumar
Education is critical for growth of any society. It is the most effective vehicle of socio-economic empowerment. Growth is meaningful and sustainable only if it is inclusive, i.e., contributed and enjoyed by all...

R Vikram Singh
The work of municipalities goes beyond scavenging. The lack of awareness and formal education in urban management leads to this information gap. There is need to recognise 'urban management' as a formal course to be made part of the university system...

Chandra Shekhar Ghosh
Microfinance has proven to be a viable business that has shown positive changes in the lives of the poor. For the sector to grow further, MFIs should be allowed to take savings deposits and regulation should allow them to become full financial services channel for the lower income groups...

The fiction is that the priority sector lending is aimed at achieving greater allocational efficiency so as to facilitate effective financial intermediation by banks. But reality is pressure from bank unions, compliance with social sector recruitment norms, strikes, breakdown in computer systems and spate of circulars from different departments in RBI: all make bankers a stressed out and sad lot...
K G Karmakar

Removal of basic rural poverty in the country is no longer a rhetoric or a slogan. It is certainly doable. L C Goyal tells, how...

Corporate

The National Insurance Company is growing from strength to strength during last few years after facing tumultuous years. Change management, sound business strategy, long-term vision, leadership and committed manpower have catapulted the company back on its growth trajectory...
A V Girijakumar

Skoch Challenger Awards 2014 complete twelve years of celebrating excellence - people, projects, organisations, institutions - that went an extra mile in making India better. During these years the highest independently instituted civilian honours....

Deepak Parekh is a man with a mission. He may well be the man who has steered HDFC to the pinnacle of mortgage success in India and it becoming a conglomerate with presence in banking...

On Budget
A Budget for Rural India

This budget is not about financial markets, not about reforms, not about kick- starting the economy and is also not about banking reforms and what have you. This is a solid budget for Rural India and if the rural economy is safe, India’s economic growth is not in doubt. This budget is aimed largely at Rural India and we need to look at it from a rural perspective and it begins to make sound economic sense. There are a whole lot of goodies for the rural sector, analyses....
K G Karmakar

INDIA 2.0
India Votes Hope

A middle-income country by 2025 propelled by inclusive growth and a safe environment for development...
Sameer Kochhar

Q & A
Indian Financial Sector on the Edge of a Precipice says Yashwant Sinha

Excerpts from an interview with Sameer Kochhar, Editor-in-Chief, INCLUSION
Yashwant Sinha

Columns
Financial Problems of Small Scale Industry

Small and medium enterprises are engines of growth. All they need is handholding, easy access to bank credit and a regulatory revel playing field...
S S Tarapore

Columns
Creating Jobs Through Skill Development

We need to gainfully employ our youth, the number of which is increasing with each passing year. Otherwise, our strength is running the risk of becoming a liability, cautions...
N C Saxena

Viewpoint
New Land Acquisition Act 2013: Ensuring inclusive growth in India

Ushering in of new land acquisition norms have opened up new vistas of growth. Its time that government and public sector entities put together their perspective development planning detailing their long-term strategies for future infrastruture growth...
D K Ojha

Viewpoint
Reforms are Critical for Regaining Growth

In early nineties India came out of the ‘Hindu Growth Rate’ (about 3.5 per cent) and moved to achieve an average growth of about 6-8 per cent. However, in last couple of years...
Ram Narain