Branchless banking

As you leave the city and start travelling in the hinterland of the Indian countryside, youíll realise one thing if you observe a little closely the habitations you pass through. It is the lack of banks; a large part of rural India remains unbanked. Now just think:

Planting Hopes

NABARD in 1995 launched a development initiative in parts of Gujarat and Maharashtra. Financed by a German government bank, this initiative came to be known as the Wadi project and was spread over 251 villages. This area of Gujarat where NABARD ran the programme has now been converted into a Wadi, which means a small orchard.


Rajesh Kashyap, a student at the Government Model School in Bhiwani is busy burning midnight oil. Less than two weeks remain before he will be joining thousands of students, who like him will be appearing for the XII Standard State Board Examinations.

Knowledge Gets Top Biling

The month of June saw knowledge sharing emerging as a critical catalyser in meeting the goals of inclusive growth with the release of three knowledge repositories by Skoch Consultancy Services.

Letter from the Editor

They donít just shout. They go hysterical. Arvind Kejriwal, Kiran Bedi and Prashant Bhushan are the face of hysterical India. Kejriwal and Bedi made a virtue of activism instead of systematic reforms and institution building even while in service.

9th May 2019
The Macroeconomic Agenda For the New Government

Macroeconomic stability is a precondition to sustain high economic growth. In the run-up to the general elections a lot of promises have been made on social and economic front. Those promises are bound to impact the macroeconomic situation of the country. There are indications of fiscal slippages and rise in unemployment. The country remains extremely vulnerable to oil price shocks. The new government must kick-start investments, reform industrial policies with focus to promote MSME and job generative growth, writes Sameer Kochhar

18th July 2019
Financial Literacy Needs Regulatory Help

18th July 2019

Unlike hunger, need for financial literacy is not self-evident. If it was, there would have been no need for it to start with. Financial literacy requires mobilisation, counselling, classroom training with the relevant content and pedagogy. There seems to be an impression that all this can be achieved in batches of 80 being mobilised by one extension worker for Rs. 4,500 or Rs. 56.25 per head for four hours of classroom training. What was the cost of opening a bank account or issuing an Aadhaar compared to this? The thought itself under-resources the programme for failure.

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