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Saturday, 28 January 2012

Sameer Kochhar, Chairman, Skoch Group, calls UID an 'upside down model' in an interview with Bloomberg- UTV on 30th September 2011.

  Feedback
I have received Inclusion expressing your views on the UID scheme of the government.
Sonia Gandhi, Chairperson, National Advisory Council
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  Quote of the Day
“Banks do not have readily available skill-sets to handle technology in-house. Even if employees with aptitude for technology are trained, the challenge is to retain the trained resources,” Sanjay Sharma, Managing Director and Chief Executive Officer, IDBI Intech, the IT subsidiary of IDBI Bank, emphasising on the need to prepare and maintain a roster of dedicated pool of trained information technology professionals. Quoted in The Hindu Business Line on 27th January 2011.

  Inclusion Poll
Since poverty relates not just to monetary income but also to food, nutrition, employment, housing, sanitation, health and education, would it not be better for the government to adopt a multidimensional definition of it?
 
  Views
The farm sector should be divided into four categories -Prabhakar Kulkarni
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            Current Issue
      

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Letter from the Editor
You may recall our advertisement in the last issue of Inclusion that essentially said that 600-odd million Indians are poor and the reason given for that by the policy makers is that they do not have a bank account, Aadhaar number, Internet, computer etc. (if they do not have bread, why don’t they eat cake?). Meant as a satirical commentary on policy responses to poverty, it is even surprising to find recommendations ...read more



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S S Tarapore

The Concomitants of Successful Financial Inclusion


Real sector activity, upgradation of social sector facilities, adequate attention of infrastructure and sensitisation on macro-economic policies are the preconditions to ensure financial inclusion...read more




Team Inclusion recently visited several villages in Gujarat to bring you the first hand experience of how Gandhian ideals of self-reliant village economy or Swaraj, are as relevant as ever and also practiced in letter and spirit..  read more
Case Studies
God is in the Banyan Tree…
A septuagenarian Gandhian, both in terms of simplicity as well as self-discipline, Elaben Bhatt, Co-founder of nation’s largest women trade union movement, SEWA in an exclusive conversation with Gursharan Dhanjal, Editor of Inclusion  read more

C Rangarajan
Translate Growth into Poverty Reduction
Taming of inflation, management of current account to balance of payments and rates of fiscal consolidation are three important problems we need to address to achieve high growth, opines C Rangarajan ..read more

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Swabhimaan
Inclusive Growth and Beyond
While the GDP continues to grow at 8 per cent plus and per capital income in next 10 to 15 years is expected to be in the range of 10,000 US dollars, incidence of poverty among the marginalised sections has not declined much. Capacity building, livelihood linkages, employment generation, investments and micro-savings hold key to poverty-reducing growth, reports Team Inclusion ..read more
FINO: Financial Information
Network & Operations

It was two rupee ice-candy which in 2003 sowed the seeds for FINO, currently the largest banking correspondent in the country operating in 24 states and 386 districts ...
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National Stock Exchange:
The Investors’ Exchange

NSE was set up to make sure that the management of the exchange is free from broker control and right to trade is completely divorced from ownership and management.
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ItzCash: Pushing for Cashless Transaction.
The ItzCash is not just about financial inclusion and financial literacy of the middle class, haves and the have-nots. It is as much about financial deepening
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Rejoinder to Aadhaar
It is better to complete either MNIC or UID without biometric inputs for 1.2 Billion people and as and when the technology matures and gains confidence of the citizens, get the biometric inputs ....read more
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Putting No FrillAccounts to Work
Promotion of financial literacy, opening new rural branches, making business correspondent model viable and making overdraft facility available to all no-frill accounts can turn... read more
Housing for Urban & Rural Poor
India needs to look for innovative ways to fulfill housing needs of its teeming millions before it starts looking like an extended slum... read more

Market Response to Insurance & Pensions for the Poor
Without taking insurance and pensions to the poor along with banking, savings and credit, financial inclusion cannot ... read more
Channelising Savings into Investments
There is a need to pump in more domestic savings into investment to cut down overdependence on borrowings and loans from developed... read more
Cooperatives Financial Inclusion
The government needs to make use of the large cooperative infrastructure along with commercial banks to further financial inclusion in the country... read more


Gender Issues in Poverty & Financial Services
There is a an increasing need to shift focus from the social construct to the economic construct of the gender and tag the former with... read more
Financial Services for Minorities
There is a need to take banking to minorities’ doorstep for their inclusion
in the financial edifice... read more

 






 


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